Who We Are

At Payumo Capital, we are a boutique accounting firm focused on empowering short-term rental property managers and real estate investors to thrive. Founded by Sharon Payumo Santiago, who has extensive experience in both commercial and residential real estate portfolios, we understand the distinct challenges of short-term rental owners.

Sharon’s journey with Guesty further deepened her expertise in the financial needs of vacation rentals, solidifying her passion for the industry and inspiring her to create a growing business that supports property managers in this vibrant and ever-evolving industry. Today, that fervor drives everything we do

We specialize in customized and strategic accounting solutions designed explicitly for the vacation rental market, no matter the size of your portfolio. When you partner with us, you won’t just be another client; you’ll gain direct access to real people who genuinely care about your success and align with your goals.

Our U.S.-based remote team is committed to fostering strong, long-term relationships while bringing a personal touch and positive attitude to all we undertake. At Payumo Capital, we handle your property accounting with care and dedication - always with a SMILE!

Here’s what SMILE means to us:

S – Simplicity: We make bookkeeping effortless and stress-free.

M – Mastery: We deliver accurate, high-quality services tailored to your needs.

I – Integrity: Transparent communication and reporting are the heart of what we do.

L – Leadership: We guide our clients with expertise and industry knowledge.

E – Empathy: We understand and support the unique challenges of your business.

Meet the Team

  • Sharon Payumo Santiago

    Founder & Owner

  • Irene Payumo

    Office Operations Manager

  • Elijah Navarro

    Client Support Specialist

  • Caitlin Calma

    Project Coordinator